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PROMOTION TERMS AND CONDITIONS

Terms and Conditions:BUY NOW, PAY LATER. 0% APR AVAILABLE FOR 18-MONTH FINANCING* POWERED BY BREAD PAY™

The Frontier BUY NOW, PAY LATER offer is available to qualifying customers aged 18 or older residing in the continental United States. This promotion applies exclusively to eligible factory-direct purchases made and paid for by the end-customer from Norwood Enterprise Inc. or Norwood Industries Inc. ("Norwood"). Norwood Industries Inc. and Norwood Enterprise Ltd. retain the right to modify these Terms and Conditions at their discretion. *0% APR AVAILABLE FOR 18-MONTH FINANCING: Rates and terms only for checkouts completed between December 17, 2024 to December 23, 2024. Minimum purchase of $1000.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 18 monthly payments of $65.72 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.